| 公积金可以异地买房吗？使用公积金要注意什么 |
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<P style="BOX-SIZING: border-box !important; MAX-WIDTH: 100%; FONT-FAMILY: system-ui, -apple-system, BlinkMacSystemFont," break-word? overflow-wrap: rgb(255,255,255); BACKGROUND-COLOR: visible; VISIBILITY: 0px; PADDING-RIGHT: invert; OUTLINE-COLOR: LETTER-SPACING: 1em; MIN-HEIGHT: MARGIN: both; CLEAR: PADDING-LEFT: none; OUTLINE-STYLE: PADDING-TOP: PADDING-BOTTOM: OUTLINE-WIDTH: normal; WHITE-SPACE: sans-serif; Arial, YaHei?, ?Microsoft UI?, YaHei GB?, Sans ?Hiragino SC?, ?PingFang Neue?, Helvetica>公积金的用途有很多，除了买房子之外，公积金还可以提取出来支付房租，翻修房子等等，因此公积金也越来越受到大家的重视了，但是公积金的各项用途使用都是有条件限制的，特别是公积金贷款购买房子，所以现在才会有很多交了个人公积金，但无法贷款购买房子的人，今天小编就来讲讲，公积金可以异地买房吗？使用公积金要注意什么呢？
<P style="BOX-SIZING: border-box !important; MAX-WIDTH: 100%; FONT-FAMILY: system-ui, -apple-system, BlinkMacSystemFont," break-word? overflow-wrap: rgb(255,255,255); BACKGROUND-COLOR: visible; VISIBILITY: 0px; PADDING-RIGHT: invert; OUTLINE-COLOR: LETTER-SPACING: 1em; MIN-HEIGHT: MARGIN: both; CLEAR: PADDING-LEFT: none; OUTLINE-STYLE: PADDING-TOP: PADDING-BOTTOM: OUTLINE-WIDTH: normal; WHITE-SPACE: sans-serif; Arial, YaHei?, ?Microsoft UI?, YaHei GB?, Sans ?Hiragino SC?, ?PingFang Neue?, Helvetica>
<P style="BOX-SIZING: border-box !important; MAX-WIDTH: 100%; FONT-FAMILY: system-ui, -apple-system, BlinkMacSystemFont," break-word? overflow-wrap: rgb(255,255,255); BACKGROUND-COLOR: visible; VISIBILITY: 0px; PADDING-RIGHT: invert; OUTLINE-COLOR: LETTER-SPACING: 1em; MIN-HEIGHT: MARGIN: both; CLEAR: PADDING-LEFT: none; OUTLINE-STYLE: PADDING-TOP: PADDING-BOTTOM: OUTLINE-WIDTH: normal; WHITE-SPACE: sans-serif; Arial, YaHei?, ?Microsoft UI?, YaHei GB?, Sans ?Hiragino SC?, ?PingFang Neue?, Helvetica>公积金可以异地买房吗？
<P style="BOX-SIZING: border-box !important; MAX-WIDTH: 100%; FONT-FAMILY: system-ui, -apple-system, BlinkMacSystemFont," break-word? overflow-wrap: rgb(255,255,255); BACKGROUND-COLOR: visible; VISIBILITY: 0px; PADDING-RIGHT: invert; OUTLINE-COLOR: LETTER-SPACING: 1em; MIN-HEIGHT: MARGIN: both; CLEAR: PADDING-LEFT: none; OUTLINE-STYLE: PADDING-TOP: PADDING-BOTTOM: OUTLINE-WIDTH: normal; WHITE-SPACE: sans-serif; Arial, YaHei?, ?Microsoft UI?, YaHei GB?, Sans ?Hiragino SC?, ?PingFang Neue?, Helvetica>提到异地使用公积金贷款购买房子，相信不少购房者还停留在以前的使用限制中，其实现在很多城市都已经放开了异地使用公积金贷款购买房子的限制了。根据住建部、财政部、中国人民银行近日下发通知，要求切实提高住房公积金的使用效率，除了一些限购特别严格的城市之外，很多城市之间已经实现了公积金互通，公积金贷款买房只需满足当地的条件即可。
<P style="BOX-SIZING: border-box !important; MAX-WIDTH: 100%; FONT-FAMILY: system-ui, -apple-system, BlinkMacSystemFont," break-word? overflow-wrap: rgb(255,255,255); BACKGROUND-COLOR: 0px; PADDING-RIGHT: invert; OUTLINE-COLOR: LETTER-SPACING: 1em; MIN-HEIGHT: MARGIN: both; CLEAR: PADDING-LEFT: none; OUTLINE-STYLE: PADDING-TOP: PADDING-BOTTOM: OUTLINE-WIDTH: normal; WHITE-SPACE: sans-serif; Arial, YaHei?, ?Microsoft UI?, YaHei GB?, Sans ?Hiragino SC?, ?PingFang Neue?, Helvetica>使用公积金要注意什么？
<P style="BOX-SIZING: border-box !important; MAX-WIDTH: 100%; FONT-FAMILY: system-ui, -apple-system, BlinkMacSystemFont," break-word? overflow-wrap: rgb(255,255,255); BACKGROUND-COLOR: 0px; PADDING-RIGHT: invert; OUTLINE-COLOR: LETTER-SPACING: 1em; MIN-HEIGHT: MARGIN: both; CLEAR: PADDING-LEFT: none; OUTLINE-STYLE: PADDING-TOP: PADDING-BOTTOM: OUTLINE-WIDTH: normal; WHITE-SPACE: sans-serif; Arial, YaHei?, ?Microsoft UI?, YaHei GB?, Sans ?Hiragino SC?, ?PingFang Neue?, Helvetica> 1、房产使用限制 <P style="BOX-SIZING: border-box !important; MAX-WIDTH: 100%; FONT-FAMILY: system-ui, -apple-system, BlinkMacSystemFont," break-word? overflow-wrap: rgb(255,255,255); BACKGROUND-COLOR: 0px; PADDING-RIGHT: invert; OUTLINE-COLOR: LETTER-SPACING: 1em; MIN-HEIGHT: MARGIN: both; CLEAR: PADDING-LEFT: none; OUTLINE-STYLE: PADDING-TOP: PADDING-BOTTOM: OUTLINE-WIDTH: normal; WHITE-SPACE: sans-serif; Arial, YaHei?, ?Microsoft UI?, YaHei GB?, Sans ?Hiragino SC?, ?PingFang Neue?, Helvetica>并不是所有的房子都能够使用公积金贷款购买房子的，有些房子就无法使用公积金贷款购买，比如小产权房、公房和违规修建的房子。小产权只有乡政府颁发的不动产权证，并没有国家所颁发的不动产权证，所以银行和公积金管理中心都不会审批小产权房的贷款申请的，而对于那些违规建造的房子，随时都可能面临被强制拆除，更别说使用公积金贷款买房了。 <P style="BOX-SIZING: border-box !important; MAX-WIDTH: 100%; FONT-FAMILY: system-ui, -apple-system, BlinkMacSystemFont," break-word? overflow-wrap: rgb(255,255,255); BACKGROUND-COLOR: 0px; PADDING-RIGHT: invert; OUTLINE-COLOR: LETTER-SPACING: 1em; MIN-HEIGHT: MARGIN: both; CLEAR: PADDING-LEFT: none; OUTLINE-STYLE: PADDING-TOP: PADDING-BOTTOM: OUTLINE-WIDTH: normal; WHITE-SPACE: sans-serif; Arial, YaHei?, ?Microsoft UI?, YaHei GB?, Sans ?Hiragino SC?, ?PingFang Neue?, Helvetica>2、注意贷款额度 <P style="BOX-SIZING: border-box !important; MAX-WIDTH: 100%; FONT-FAMILY: system-ui, -apple-system, BlinkMacSystemFont," break-word? overflow-wrap: rgb(255,255,255); BACKGROUND-COLOR: 0px; PADDING-RIGHT: invert; OUTLINE-COLOR: LETTER-SPACING: 1em; MIN-HEIGHT: MARGIN: both; CLEAR: PADDING-LEFT: none; OUTLINE-STYLE: PADDING-TOP: PADDING-BOTTOM: OUTLINE-WIDTH: normal; WHITE-SPACE: sans-serif; Arial, YaHei?, ?Microsoft UI?, YaHei GB?, Sans ?Hiragino SC?, ?PingFang Neue?, Helvetica>常常有购房者在申请公积金贷款的时候遇到公积金贷款额度不足的情况，所以购房者在使用公积金购买房子之前还要注意评估一下自己的贷款额度。 <P style="BOX-SIZING: border-box !important; MAX-WIDTH: 100%; FONT-FAMILY: system-ui, -apple-system, BlinkMacSystemFont," break-word? overflow-wrap: rgb(255,255,255); BACKGROUND-COLOR: 0px; PADDING-RIGHT: invert; OUTLINE-COLOR: LETTER-SPACING: 1em; MIN-HEIGHT: MARGIN: both; CLEAR: PADDING-LEFT: none; OUTLINE-STYLE: PADDING-TOP: PADDING-BOTTOM: OUTLINE-WIDTH: normal; WHITE-SPACE: sans-serif; Arial, YaHei?, ?Microsoft UI?, YaHei GB?, Sans ?Hiragino SC?, ?PingFang Neue?, Helvetica>3、注意缴存时间 <P style="BOX-SIZING: border-box !important; MAX-WIDTH: 100%; FONT-FAMILY: system-ui, -apple-system, BlinkMacSystemFont," break-word? overflow-wrap: rgb(255,255,255); BACKGROUND-COLOR: 0px; PADDING-RIGHT: invert; OUTLINE-COLOR: LETTER-SPACING: 1em; MIN-HEIGHT: MARGIN: both; CLEAR: PADDING-LEFT: none; OUTLINE-STYLE: PADDING-TOP: PADDING-BOTTOM: OUTLINE-WIDTH: normal; WHITE-SPACE: sans-serif; Arial, YaHei?, ?Microsoft UI?, YaHei GB?, Sans ?Hiragino SC?, ?PingFang Neue?, Helvetica>有些朋友公积金账户内的余额倒是挺多的，但是公积金的缴存时间却不满足贷款条件了，不少城市都规定，只有公积金连续足额缴存一定的时间，才能申请公积金贷款。所以公积金的缴存时间购房者也要注意，至少保证个人公积金联系未断缴一年以上再去申请公积金贷款。 <P style="BOX-SIZING: border-box !important; MAX-WIDTH: 100%; FONT-FAMILY: system-ui, -apple-system, BlinkMacSystemFont," break-word? overflow-wrap: rgb(255,255,255); BACKGROUND-COLOR: 0px; PADDING-RIGHT: invert; OUTLINE-COLOR: LETTER-SPACING: 1em; MIN-HEIGHT: MARGIN: both; CLEAR: PADDING-LEFT: none; OUTLINE-STYLE: PADDING-TOP: PADDING-BOTTOM: OUTLINE-WIDTH: normal; WHITE-SPACE: sans-serif; Arial, YaHei?, ?Microsoft UI?, YaHei GB?, Sans ?Hiragino SC?, ?PingFang Neue?, Helvetica>公积金贷款最大的优势就在于公积金的贷款利率比较低，而如果是购房者满足公积金贷款条件的话，尽量去申请公积金贷款，这样就能节省好多购房成本了，也算是减轻了购房压力，以上就是关于公积金是否可以异地购房以及使用公积金要注意什么的介绍了。 <P style="BOX-SIZING: border-box !important; MAX-WIDTH: 100%; FONT-FAMILY: system-ui, -apple-system, BlinkMacSystemFont," break-word? overflow-wrap: rgb(255,255,255); BACKGROUND-COLOR: 0px; PADDING-RIGHT: invert; OUTLINE-COLOR: LETTER-SPACING: 1em; MIN-HEIGHT: MARGIN: both; CLEAR: PADDING-LEFT: none; OUTLINE-STYLE: PADDING-TOP: PADDING-BOTTOM: OUTLINE-WIDTH: normal; WHITE-SPACE: sans-serif; Arial, YaHei?, ?Microsoft UI?, YaHei GB?, Sans ?Hiragino SC?, ?PingFang Neue?, Helvetica> <P style="BOX-SIZING: border-box !important; MAX-WIDTH: 100%; FONT-FAMILY: system-ui, -apple-system, BlinkMacSystemFont," break-word? 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